Insurance Benefits

Delois Saunders
Benefits Specialist
Phone: (434) 515-5008
Email: saundersda@lcsedu.net
 

Insurance for the 2012-2013 School Year

  • Virginia Retirement System: School Board and Employee Paid Benefit
  • Life Insurance (VRS): School Board Paid Benefit Maximum coverage of twice the annual salary for death by natural causes or four times the annual salary for death by accidental causes
  • Hospitalization: Piedmont Community Health Plan Fees quoted per month for employees of 12 months
  • Tort Liability Insurance: School Board Paid Benefit
  • Worker's Compensation: School Board Paid Benefit

Rates Effective October 1, 2012

October 1, 2012 begins the new plan year for benefits. Insurance premiums will be as follows:

HEALTH INSURANCE

 Monthly
PPO 1500		 Bi-Weekly
PPO 1500		 Monthly
PPO 750		 Bi-weekly
PPO 750

Employee

 $ 28.00 $ 12.92 $ 77.00 $ 35.54

Employee + I dependent

 $ 274.00 $ 126.46 $ 348.00 $ 160.61

Employee + children

 $ 289.00 $ 133.38 $ 365.00 $ 168.46

Employee + family

 $ 459.00 $ 211.85 $ 554.00 $ 255.69

Both Work

 $ 89.00 $ 41.08 $ 184.00 $ 84.92

Both Work + 1 part time

 $ 274.00 $ 126.46 $ 369.00 $ 170.30

 

DENTAL

 Monthly
12-month		 Bi-Weekly
26 Pays		 Monthly
10-month		 Bi-weekly
22 Pays

Employee

 $ 12.00 $ 5.54 $ 14.40 $ 6.55

Employee + one dependent

 $ 34.00 $ 15.69 $ 40.80 $ 18.55

Employee + family

 $ 62.00 $ 28.61 $ 74.40 $ 33.82

VISION

 Monthly
12-month		 Bi-Weekly
26 Pays		 Monthly
10-month		 Bi-weekly
22 Pays

Employee

 $ 2.00 $ 0.93 $ 2.40 $ 1.09

Employee + one dependent

 $ 6.00 $ 2.77 $ 7.20 $ 3.27

Employee + family

 $ 10.00 $ 4.62 $ 12.00 $ 5.46

 

Benefit Documents