Insurance Benefits
Insurance for the 2010-2011 School Year
- Virginia Retirement System: School Board Paid Benefit
- Life Insurance (VRS): School Board Paid Benefit Maximum coverage of twice the annual salary for death by natural causes or four times the annual salary for death by accidental causes
- Hospitalization: Piedmont Community Health Plan Fees quoted per month for employees of 12 months
- Tort Liability Insurance: School Board Paid Benefit
- Worker's Compensation: School Board Paid Benefit
July 1, 2010 Changes
With the onset of the new fiscal year, due to budgetary issues, changes will be made to the School Board contributions for health, dental and vision insurance. Effective July 1, 2010, employees will be responsible for 7% of the health insurance premiums and 100% of the dental and vision premiums. The new plan year for benefits begins October 1, 2010. See "Rates Effective October 1, 2010" for details.
|
HEALTH INSURANCE |
Monthly PPO 1500 |
Bi-Weekly PPO 1500 |
Monthly PPO 400 |
Bi-weekly PPO 400 |
|
Employee |
$ 23.00 | $ 10.62 | $ 57.28 | $ 26.44 |
|
Employee + I dependent |
$ 268.02 | $ 123.70 | $ 334.16 | $ 154.23 |
|
Employee + children |
$ 281.03 | $ 129.71 | $ 348.90 | $ 161.03 |
|
Employee + family |
$ 451.58 | $ 208.42 | $ 540.68 | $ 249.54 |
|
Both Work |
$ 174.18 | $ 80.39 | $ 263.28 | $ 121.51 |
|
Both Work + 1 part time |
$ 345.34 | $ 159.39 | $ 434.44 | $ 200.51 |
|
DENTAL |
Monthly 12-month |
Bi-Weekly 12-month |
Monthly 10-month |
Bi-weekly 10-month |
Bi-weekly 9-month |
|
Employee |
$ 21.30 | $ 9.83 | $ 25.56 | $ 12.78 | $ 14.20 |
|
Employee + I dependent |
$ 59.90 | $ 27.65 | $ 71.88 | $ 35.94 | $ 39.93 |
|
Employee + children |
$ 75.88 | $ 35.02 | $ 91.06 | $ 45.53 | $ 50.59 |
|
Employee + family |
$ 102.46 | $ 47.29 | $ 122.95 | $ 61.48 | $ 68.31 |
|
Both Work |
$ 102.46 | $ 47.29 | $ 122.95 | $ 61.48 | $ 68.31 |
|
Both Work + 1 part time |
$ 102.46 | $ 47.29 | $ 122.95 | $ 61.48 | $ 68.31 |
|
VISION |
Monthly 12-month |
Bi-Weekly 12-month |
Monthly 10-month |
Bi-weekly 10-month |
Bi-weekly 9-month |
|
Employee |
$ 4.74 | $ 2.19 | $ 5.69 | $ 2.84 | $ 3.16 |
|
Employee + I child |
$ 9.20 | $ 4.25 | $ 11.04 | $ 5.52 | $ 6.13 |
|
Employee + spouse |
$ 9.38 | $ 4.33 | $ 11.26 | $ 5.63 | $ 6.25 |
|
Employee + family |
$ 13.98 | $ 6.45 | $ 16.78 | $ 8.39 | $ 9.32 |
Rates Effective October 1, 2010
October 1, 2010 begins the new plan year for benefits. Insurance premiums will be as follows:
|
HEALTH INSURANCE |
Monthly PPO 1500 |
Bi-Weekly PPO 1500 |
Monthly PPO 400 |
Bi-weekly PPO 400 |
|
Employee |
$ 28.00 | $ 12.92 | $ 77.00 | $ 34.54 |
|
Employee + I dependent |
$ 274.00 | $ 126.46 | $ 348.00 | $ 160.61 |
|
Employee + children |
$ 289.00 | $ 133.38 | $ 365.00 | $ 168.46 |
|
Employee + family |
$ 459.00 | $ 211.85 | $ 554.00 | $ 255.69 |
|
Both Work |
$ 89.00 | $ 41.08 | $ 184.00 | $ 84.92 |
|
Both Work + 1 part time |
$ 274.00 | $ 126.46 | $ 369.00 | $ 170.30 |
|
DENTAL |
Monthly 12-month |
Bi-Weekly 26 Pays |
Monthly 10-month |
Bi-weekly 22 Pays |
|
Employee |
$ 25.36 | $ 11.70 | $ 30.43 | $ 13.83 |
|
Employee + I dependent |
$ 71.30 | $ 32.91 | $ 85.56 | $ 38.89 |
|
Employee + children |
$ 90.34 | $ 41.70 | $ 108.41 | $ 49.28 |
|
Employee + family |
$ 121.98 | $ 56.30 | $ 145.20 | $ 66.53 |
|
Both Work |
$ 121.98 | $ 56.30 | $ 145.20 | $ 66.53 |
|
Both Work + 1 part time |
$ 121.98 | $ 56.30 | $ 145.20 | $ 66.53 |
|
VISION |
Monthly 12-month |
Bi-Weekly 26 Pays |
Monthly 10-month |
Bi-weekly 22 Pays |
|
Employee |
$ 7.08 | $ 3.27 | $ 8.50 | $ 3.86 |
|
Employee + child(ren) |
$ 13.72 | $ 6.33 | $ 16.46 | $ 7.48 |
|
Employee + spouse |
$ 14.02 | $ 6.47 | $ 16.82 | $ 7.65 |
|
Employee + family |
$ 20.88 | $ 9.64 | $ 25.06 | $ 11.39 |
