Insurance Benefits

Insurance for the 2010-2011 School Year

  • Virginia Retirement System: School Board Paid Benefit
  • Life Insurance (VRS): School Board Paid Benefit Maximum coverage of twice the annual salary for death by natural causes or four times the annual salary for death by accidental causes
  • Hospitalization: Piedmont Community Health Plan Fees quoted per month for employees of 12 months
  • Tort Liability Insurance: School Board Paid Benefit
  • Worker's Compensation: School Board Paid Benefit

July 1, 2010 Changes
With the onset of the new fiscal year, due to budgetary issues, changes will be made to the School Board contributions for health, dental and vision insurance. Effective July 1, 2010, employees will be responsible for 7% of the health insurance premiums and 100% of the dental and vision premiums. The new plan year for benefits begins October 1, 2010. See "Rates Effective October 1, 2010" for details.

HEALTH INSURANCE

Monthly
PPO 1500
Bi-Weekly
PPO 1500
Monthly
PPO 400
Bi-weekly
PPO 400

Employee

$ 23.00 $ 10.62 $ 57.28 $ 26.44

Employee + I dependent

$ 268.02 $ 123.70 $ 334.16 $ 154.23

Employee + children

$ 281.03 $ 129.71 $ 348.90 $ 161.03

Employee + family

$ 451.58 $ 208.42 $ 540.68 $ 249.54

Both Work

$ 174.18 $ 80.39 $ 263.28 $ 121.51

Both Work + 1 part time

$ 345.34 $ 159.39 $ 434.44 $ 200.51

 

DENTAL

Monthly
12-month
Bi-Weekly
12-month
Monthly
10-month
Bi-weekly
10-month
Bi-weekly
9-month

Employee

$ 21.30 $ 9.83 $ 25.56 $ 12.78 $ 14.20

Employee + I dependent

$ 59.90 $ 27.65 $ 71.88 $ 35.94 $ 39.93

Employee + children

$ 75.88 $ 35.02 $ 91.06 $ 45.53 $ 50.59

Employee + family

$ 102.46 $ 47.29 $ 122.95 $ 61.48 $ 68.31

Both Work

$ 102.46 $ 47.29 $ 122.95 $ 61.48 $ 68.31

Both Work + 1 part time

$ 102.46 $ 47.29 $ 122.95 $ 61.48 $ 68.31

VISION

Monthly
12-month
Bi-Weekly
12-month
Monthly
10-month
Bi-weekly
10-month
Bi-weekly
9-month

Employee

$ 4.74 $ 2.19 $ 5.69 $ 2.84 $ 3.16

Employee + I child

$ 9.20 $ 4.25 $ 11.04 $ 5.52 $ 6.13

Employee + spouse

$ 9.38 $ 4.33 $ 11.26 $ 5.63 $ 6.25

Employee + family

$ 13.98 $ 6.45 $ 16.78 $ 8.39 $ 9.32

 

Rates Effective October 1, 2010

October 1, 2010 begins the new plan year for benefits. Insurance premiums will be as follows:

HEALTH INSURANCE

Monthly
PPO 1500
Bi-Weekly
PPO 1500
Monthly
PPO 400
Bi-weekly
PPO 400

Employee

$ 28.00 $ 12.92 $ 77.00 $ 34.54

Employee + I dependent

$ 274.00 $ 126.46 $ 348.00 $ 160.61

Employee + children

$ 289.00 $ 133.38 $ 365.00 $ 168.46

Employee + family

$ 459.00 $ 211.85 $ 554.00 $ 255.69

Both Work

$ 89.00 $ 41.08 $ 184.00 $ 84.92

Both Work + 1 part time

$ 274.00 $ 126.46 $ 369.00 $ 170.30

 

DENTAL

Monthly
12-month
Bi-Weekly
26 Pays
Monthly
10-month
Bi-weekly
22 Pays

Employee

$ 25.36 $ 11.70 $ 30.43 $ 13.83

Employee + I dependent

$ 71.30 $ 32.91 $ 85.56 $ 38.89

Employee + children

$ 90.34 $ 41.70 $ 108.41 $ 49.28

Employee + family

$ 121.98 $ 56.30 $ 145.20 $ 66.53

Both Work

$ 121.98 $ 56.30 $ 145.20 $ 66.53

Both Work + 1 part time

$ 121.98 $ 56.30 $ 145.20 $ 66.53

VISION

Monthly
12-month
Bi-Weekly
26 Pays
Monthly
10-month
Bi-weekly
22 Pays

Employee

$ 7.08 $ 3.27 $ 8.50 $ 3.86

Employee + child(ren)

$ 13.72 $ 6.33 $ 16.46 $ 7.48

Employee + spouse

$ 14.02 $ 6.47 $ 16.82 $ 7.65

Employee + family

$ 20.88 $ 9.64 $ 25.06 $ 11.39